CRAFTING YOUR

FINANCIAL FUTURE

A PLAN JUST FOR YOU TO REACH
YOUR MONEY GOALS & SECURE
YOUR FUTURE

SCHEDULE YOUR CONSULTATION

6 common financial mistakes

Too Much Money Sitting In Fixed Deposit

Are they giving an effective return that can hedge inflation?

We will strategies your money into more efficient portfolio that can help you create higher return than fixed deposit at the same time against inflation.

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Plan To Buy House But Loan Tenure is 35 years.

Should I commit?

We know most of the client need house to setting a home, but at the same time repayment for housing loan take up to 35 years which is exhausted. We can shorten your loan tenure by building your investment portfolio.

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I'm The Bread Winner, I Need Reserve A Lot Money For My Children, Spouse, Aging Parents

High Family Commitments?

We know you having a lot commitments behind, we can help diversify your saving into different basket and serve different purposes. For each basket of saving can put into different kind of investment to achieve your multiple goals.

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Huge Commitments With Insurances

Seeking help to reduce the premium?

We can help you do an assessment to justify are you overbought/overpaid on your premium. We experienced on restructuring policy can lower your cost of insurance but getting much better coverage.

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Property Investment But My Rental Income Cannot Cover My Repayment/Cost of Maintenance

Looking for property investment analysis?

Property investment is kind of leverage investment which incur high & concentrated risk. All property investor leverage bank loan & invest in property. We can help can analyse the return of the property investment. We use comprehensive approach to analyse the cost of investment in that property and find out the property real property value.

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My Investment Is Not Making Money

What should I do to manage it into profitable portfolio?

We help client to analyse how diversify in term of region, sector in their holding. We will give recommendation on portfolio restructuring which is more suitable for their risk profile & profitable.

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Comprehensive Financial Plan

Ensuring Financial Stability And Peace of Mind

Help you budget effectively, set clear goals,
manage debt, and prepare for your family's
future.

Testimonials

Over a year ago, I decided to go through financial planning, and it brought significant value to my life. The process helped me gain a clearer picture of my financial goals, both short and long term. It also allowed me to better manage my finances, optimize my spending and savings, and gave me more confidence in dealing with unexpected expenses. The planning provided me with a sense of financial stability that I didn't have before.

Dr Duit (Bing Yih) is the one I approached for financial planning. He is professional and attentive, taking the time to understand my needs and crafting a plan tailored to my situation. After reviewing my finances, he helped me set up an emergency fund and guided me through adjusting my investments to better suit my risk tolerance and long- term goals. He also helped me manage my debts more effectively by consolidating them and creating a repayment strategy that fit my budget, reducing my financial stress. Throughout the entire process, he was supportive and made sure to explain everything in a way that was easy to understand. His expertise and guidance have made a lasting impact on how I approach my finances. Overall, I would highly recommend his services.

Ms Clare

Pharmacist
(Singapore)

Better understanding of my financial situation. In terms of Income, long & short term commitment, investment, expenses. Which part can actually cut down & which part should allocate more.

5 star services.

Very patient, helpful & professional. Comprehensive explanation. Always keep us up to date on what happened in the financial markets and the latest trend.

Ms Jewel

Quality Assurance Officer
(Malaysia)

If heard people talk about financial planning, the first thing in my mind is someone wants to sell me the financial products such as mutual fund, insurance plan and etc. I will think that he/she might want to earn sales commission for achieving his/her target instead of really sell the financial products which actually focus on meet my financial expectation based on my financial capacity.

After I received the financial plan, I have a clear picture to do the money allocation for achieving my financial goal effectively. I can know how to diversify my money and consistently grow the value of money in long term.

I feel that the value of financial plan is invaluable to me. It can enhance my financial knowledges and make my financial goal be realistic.

Ms Joanna

Senior Banker
(Malaysia)

About Dr Duit

Dr. Duit graduated from INTI International University with a Bachelor of Financial Planning and started his career as an insurance agent in 2018. After three years, he transitioned to become a licensed financial planner at Alpine Advisory in 2022. His motivation for this shift stemmed from witnessing people being misled into purchasing unnecessary financial products and developing a misguided perception of financial planning.

Dr. Duit believes that true financial planning isn't about selling products but about creating a comprehensive roadmap for personal financial success. His primary focus is ensuring clients effectively utilize their financial plans to achieve their goals. He emphasizes a client-centered approach, offering unbiased advice and striving to deliver value.

Unlike focusing on sales awards, Dr. Duit prioritizes providing honest and client-focused guidance. He understands that being a successful financial planner means always acting in the best interests of his clients.